Job Description:
- Manage Risk Modelling activities to optimize portfolio quality, business growth and profitability.
- Perform analytics, risk model development, loss reserves, POC and support scoring management.
- Continuously refine key risk and business factors such as PD, LGD, EL, UE and pricing strategies of each product and segment.
- One of key person representing risk modelling function in internal and external engagement, including with regulator, funding partners, auditors.
- Manage risk related reporting automation and other ad hoc projects.
- Escalate key risk issues to Senior Management to allow timely risk mitigation.
Job Requirements:
- Minimum 7 years' experience in risk analytics / scoring / modelling in unsecured products like personal loan / paylater / credit card.
- Hands-on experience and proficiency in data science programming languages such as SQL, SAS and Python.
- Bachelor's / Master's degree from reputable universities, with major in Mathematics, Statistics, Actuary, Computer Science, Information System, IT, Informatics, Engineering or any other similar fields.
- Strong understanding of OJK regulations.
- Fluency in English both in written & verbal.
